Travel Credit Cards Guide
Key Benefits:
- Complimentary travel insurance
- Airport lounge access
- Airpoints or travel rewards
- No foreign transaction fees
Why Choose a Travel Credit Card?
Travel credit cards offer specific benefits for frequent travelers, from earning travel rewards to providing comprehensive insurance coverage and airport perks.
Premium Travel Cards from Leading Providers
Compare Travel Credit Cards
| Bank | Card | Annual Fee | Rewards Rate | Key Benefits |
|---|---|---|---|---|
| ANZ Airpoints Platinum | $150 | 1 Airpoint/$75 |
| |
| Westpac Airpoints World | $145 | 1 Airpoint/$65 |
| |
| ASB Visa Rewards | $130 | 1 point/$1 |
|
Calculate Your Travel Rewards
Rewards Calculator
$
NZD
%
$
NZD
Annual Rewards Value
Total Rewards
$240
Net Rewards
$90
Effective Rate
0.38%
Tips
- • Higher spend justifies higher annual fees
- • Consider bonus point offers
- • Check point redemption values
Key Features to Consider
Travel Insurance
- Medical coverage
- Trip cancellation
- Lost baggage
- Rental car excess
Airport Benefits
- Lounge access
- Priority check-in
- Extra baggage
- Concierge service
Travel Card Tips
- Check insurance activation requirements
- Compare foreign transaction fees
- Consider airline partnerships
- Calculate reward earn rates
- Review annual fee vs benefits
Common Questions
How do I activate travel insurance?
Most cards require you to pay for a portion of your travel expenses with the card to activate insurance coverage.
Are foreign transaction fees charged?
Some premium travel cards waive foreign transaction fees, but most charge around 2.5-3% per transaction.
Can I transfer points between programs?
Some cards allow point transfers to multiple airline partners, while others are tied to specific programs.