Travel Credit Cards Guide
Key Benefits:
- Complimentary travel insurance
- Airport lounge access
- Airpoints or travel rewards
- No foreign transaction fees
Why Choose a Travel Credit Card?
Travel credit cards offer specific benefits for frequent travelers, from earning travel rewards to providing comprehensive insurance coverage and airport perks.
Compare Travel Credit Cards
| Card | Annual Fee | Rewards Rate | Key Benefits |
|---|---|---|---|
| ANZ Airpoints Platinum | $150 | 1 Airpoint/$75 |
|
| Westpac Airpoints World | $145 | 1 Airpoint/$65 |
|
| ASB Visa Rewards | $130 | 1 point/$1 |
|
Calculate Your Travel Rewards
Rewards Calculator
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NZD
%
$
NZD
Annual Rewards Value
Total Rewards
$240
Net Rewards
$90
Effective Rate
0.38%
Tips
- • Higher spend justifies higher annual fees
- • Consider bonus point offers
- • Check point redemption values
Key Features to Consider
Travel Insurance
- Medical coverage
- Trip cancellation
- Lost baggage
- Rental car excess
Airport Benefits
- Lounge access
- Priority check-in
- Extra baggage
- Concierge service
Travel Card Tips
- Check insurance activation requirements
- Compare foreign transaction fees
- Consider airline partnerships
- Calculate reward earn rates
- Review annual fee vs benefits
Common Questions
How do I activate travel insurance?
Most cards require you to pay for a portion of your travel expenses with the card to activate insurance coverage.
Are foreign transaction fees charged?
Some premium travel cards waive foreign transaction fees, but most charge around 2.5-3% per transaction.
Can I transfer points between programs?
Some cards allow point transfers to multiple airline partners, while others are tied to specific programs.