Frequently Asked Questions
The best value depends on your spending habits. Airpoints are great for frequent travelers, while cashback offers simple, direct rewards. Points programs often provide the most flexibility.
Annual fees can be worth it if your spending and rewards earn rate offset the cost. Calculate your potential rewards value against the annual fee to decide.
Use your card for all eligible purchases, take advantage of bonus categories, pay in full to avoid interest, and time large purchases with sign-up bonuses.
Expiration policies vary by program. Airpoints typically expire after 4 years, while other programs may have different terms or no expiration.