Qantas Credit Cards New Zealand
Compare Qantas credit cards from ANZ, BNZ, and Westpac. Earn Qantas Points on everyday purchases, get lounge access, and enjoy premium travel benefits for your next international adventure.
Why Choose Qantas Credit Cards?
Qantas credit cards are ideal for New Zealanders who love international travel. As one of the world's most respected airlines with an extensive global network, Qantas Frequent Flyer points open up destinations across Australia, Asia, Europe, and the Americas.
Unlike domestic-focused programs, Qantas offers exceptional value for international flights through their oneworld alliance partnerships. You can redeem points on partner airlines like British Airways, American Airlines, Cathay Pacific, and Japan Airlines, giving you unmatched flexibility for worldwide travel.
For New Zealand residents, Qantas cards are particularly valuable if you frequently travel to Australia (Qantas dominates trans-Tasman routes), plan international holidays, or want access to premium travel benefits like lounge access and travel insurance.
Qantas Program Benefits
- Points Expiry:18 months
- Min Redemption:5,000 points
- Partner Airlines:900+
- Alliance:oneworld
- Lounge Access:700+ worldwide
- Status Tiers:4 levels
- Family Pooling:Yes
- Upgrade Awards:Yes
Qantas Credit Cards Available in NZ
ANZ Qantas Rewards
Premium Qantas earning
Key Benefits:
- 1 Qantas Point per $1 spent
- Complimentary travel insurance
- No foreign transaction fees
- Bonus points on Qantas purchases
BNZ Qantas Platinum
Premium benefits included
Key Benefits:
- 1.25 Qantas Points per $1 spent
- Complimentary Qantas lounge passes
- Premium travel insurance
- Concierge service included
Westpac Qantas
Competitive earning rate
Key Benefits:
- 0.75 Qantas Points per $1 spent
- Travel insurance coverage
- Low annual fee option
- Bonus earning opportunities
* Sign-up bonus conditions apply. Terms and conditions vary by provider.
Qantas Credit Cards Comparison
| Feature | |||
|---|---|---|---|
| Annual Fee | $120 | $150 | $100 |
| Points per $1 | 1 point | 1.25 points | 0.75 points |
| Sign-up Bonus | 40,000 pts | 50,000 pts | 30,000 pts |
| Lounge Passes | - | Yes | - |
| Travel Insurance | ✓ | ✓ Premium | ✓ |
| Foreign Transaction Fees | None | 2.5% | 2.5% |
| Best For | International travel | Premium benefits | Budget conscious |
How to Earn & Redeem Qantas Points
💳 Earning Qantas Points
Everyday Spending
- • Groceries & Fuel: 0.75-1.25 points per $1
- • Dining & Entertainment: 0.75-1.25 points per $1
- • Online Shopping: 0.75-1.25 points per $1
- • Bills & Utilities: 0.75-1.25 points per $1
Bonus Earning
- • Qantas Purchases: Up to 3 points per $1
- • Selected Partners: 2-5 points per $1
- • Promotional Offers: Varies
- • Sign-up Bonuses: 30,000-50,000 points
Points Management
- • Points expire after 18 months of inactivity
- • Family pooling available
- • Points transfer instantly to Qantas account
- • No caps on earning potential
✈️ Redeeming Qantas Points
Flight Redemptions
- • Domestic Australia: From 8,000 points
- • Trans-Tasman: From 18,000 points
- • Asia: From 36,000 points
- • Europe/USA: From 87,000 points
Upgrade Options
- • Domestic Upgrades: From 9,000 points
- • International Upgrades: From 20,000 points
- • Business to First: From 40,000 points
- • Points + Pay: Flexible options
Other Redemptions
- • Qantas Wine from 2,700 points
- • Hotels & car rentals
- • Qantas Store merchandise
- • Gift cards and experiences
💡 Expert Tip: Maximizing Qantas Points Value
Best value redemptions: Use points for international business class flights (1.5-2 cents per point) rather than domestic economy (0.8-1 cent per point). Book far in advance for the best award seat availability, especially to Europe and North America.
Qantas vs Air New Zealand: Which is Better?
🔴 Choose Qantas If You:
- ✓Travel internationally frequently - oneworld alliance covers 170+ countries
- ✓Fly to/from Australia regularly - Qantas dominates trans-Tasman routes
- ✓Want global lounge access - 700+ oneworld lounges worldwide
- ✓Value flexible redemptions - Multiple partners for diverse destinations
- ✓Plan long-haul premium travel - Excellent business/first class redemptions
🔵 Choose Air NZ Airpoints If You:
- ✓Fly domestically within NZ - Air NZ dominates domestic routes
- ✓Want simpler redemptions - Straightforward program, fewer complexities
- ✓Support the national carrier - Keep loyalty with New Zealand's airline
- ✓Travel mainly to Australia/Pacific - Good coverage for regional destinations
- ✓Prefer New Zealand customer service - Local support and familiarity
🤔 Can't Decide? Consider Both!
Many frequent travelers hold cards for both programs. Use Air NZ for domestic travel and Qantas for international adventures. This strategy maximizes your earning potential across all travel patterns.
How to Apply for Qantas Credit Cards
Application Requirements
- Age: 18 years or older
- Residency: New Zealand resident
- Income: Minimum $30,000-$40,000 annually
- Credit Check: Good credit history required
- Qantas Membership: Free to join (required for points)
Application Process
1. Choose Your Card
Compare ANZ, BNZ, and Westpac Qantas cards to find the best fit for your spending and travel patterns.
2. Join Qantas Frequent Flyer
If you don't have one, create a free Qantas Frequent Flyer account at qantas.com to earn points.
3. Apply Online
Visit your chosen bank's website and complete the online application with your Qantas membership number.
4. Await Approval
Most applications are approved within 1-3 business days. Your card will arrive within 7-10 business days.
Compare Qantas Cards with Other Options
Frequently Asked Questions
Yes, New Zealand residents can get Qantas credit cards through several NZ banks including ANZ, BNZ, and Westpac. These cards earn Qantas Points on everyday purchases and often include travel benefits and insurance.
ANZ offers the ANZ Qantas Rewards cards, BNZ has BNZ Qantas cards, and Westpac offers Westpac Qantas cards. Each bank has different earn rates, annual fees, and bonus point offers for new cardholders.
Earn rates vary by card and bank. Typically you'll earn 0.5-1.5 Qantas Points per $1 spent on everyday purchases, with bonus earning rates of 2-3 points per $1 on Qantas purchases and sometimes dining/fuel.
Benefits include earning Qantas Points for flights, status credits on some premium cards, complimentary Qantas Club lounge passes, travel insurance, and bonus points offers. Some cards also offer discounted Qantas flight bookings.
Qantas cards are better for those who fly internationally with Qantas or partner airlines, while Airpoints cards suit domestic Air New Zealand travelers. Qantas has a larger global network, but Air NZ dominates NZ domestic routes.
Most Qantas credit cards require a good to excellent credit score (650+) and stable income. Premium Qantas cards may require higher income levels ($50,000-$80,000+) due to their enhanced benefits and higher credit limits.
Some NZ bank rewards programs allow points transfers to Qantas Frequent Flyer. However, Qantas credit cards earn points directly in the Qantas program, which is often more valuable than transferring from other programs.
Qantas cards can be worth it if you fly internationally, value Qantas lounge access, or can earn enough points to offset annual fees. For domestic NZ travel only, Air NZ Airpoints cards may provide better value.
Ready to Start Earning Qantas Points?
Compare Qantas credit cards and find the perfect card for your international travel goals