ANZ · Visa
ANZ Cashback Platinum
Mechanical fact card. Every figure on this page is sourced from ANZ's published Conditions of Use document; the small green/blue/amber chip next to each value links to the source.
Ingested 21 May 2026. 36-month freshness cap enforced.
Purchase APR
Not in T&C
Cash advance APR
Not in T&C
Interest-free days
Not in T&C
Fees & charges
| Annual fee | $80 A |
| Additional / supplementary card fee | $5 A |
| Foreign transaction fee | 1.30% A |
| Cash advance fee | Not in T&C |
| Cash advance fee % | Not in T&C |
| Late payment fee | $6 A |
| Over-limit fee | Not in T&C |
| Replacement card fee | $5 A |
| Statement copy fee | Not in T&C |
Interest mechanics
| Purchase interest rate (APR) | Not in T&C |
| Cash advance interest rate | Not in T&C |
| Balance transfer promo rate | Not in T&C |
| Balance transfer promo period | Not in T&C |
| Default / penalty rate | Not in T&C |
| Interest-free days | Not in T&C |
| Minimum repayment % | 3% A |
Rewards mechanics
Rewards mechanic A
Cashback Offers via ANZ Loop (in goMoney) provides cashback for eligible transactions paid directly by the merchant into the card account; ANZ CashBack Platinum card also earns CashBack Rewards per the ANZ Cashback Visa Programme Guide.
Earn rate A
If you have an ANZ Visa CashBack card or ANZ CashBack Platinum card, Cashback Offers will be in addition to any CashBack Rewards you earn with those cards. For details on CashBack Rewards see the ANZ Cashback Visa Programme Guide.
Partner programs A
Visa,ANZ Loop,ANZ Cashback Visa Programme
Eligibility
| Minimum age | 18 A |
| Minimum annual income | Not in T&C |
| Residency / citizenship | Not in T&C |
| Employment status | Not in T&C |
| Credit limit range | Not in T&C |
Approval, credit limit, and pricing are determined by ANZ under CCCFA and the Responsible Lending Code. This page is informational only — not a pre-approval and not financial advice.
Your dispute and chargeback rights
External dispute resolution scheme A
banking_ombudsman
Closure & cooling-off
Closure rules A
To cancel any additional cardholder's ANZ credit card or your card agreement, just call us on 0800 658 044. We may ask you to return your ANZ credit card to us. If we do ask you to return your ANZ credit card, please cut the ANZ credit card in half through the magnetic strip and through the chip. You can ask us to cancel your card agreement, if you've repaid your outstanding balance and any interest or fees owing in full.
Frequently asked questions
What is the annual fee on the ANZ Cashback Platinum?
ANZ Cashback Platinum has an annual fee of $80. This figure is sourced verbatim from the card's Conditions of Use PDF. Refer to ANZ's current Conditions of Use before applying — fees can change.
How do I dispute an unauthorised transaction on the ANZ Cashback Platinum?
Contact ANZ first, then escalate to the relevant external dispute resolution scheme (typically the Banking Ombudsman Scheme or FSCL). The Commerce Commission enforces CCCFA fair-dealing obligations.
How current is the information on this page?
Every figure on this page is sourced from ANZ's published Conditions of Use document. The T&C was ingested on 21 May 2026. We enforce a 36-month freshness cap; any fact older than that is excluded from rendering. Cross-check the issuer's current Conditions of Use before applying.
Is the ANZ Cashback Platinum "the best" credit card?
We don't rank credit cards on this site. Under FMA and CCCFA fair-dealing rules, "best for X" or "lowest rate guaranteed" claims require disclosed methodology that we don't publish. We list the facts; you compare what matters to your situation. If you need one-on-one advice, see a licensed Financial Advice Provider — we don't provide personalised advice.
Methodology & source-tier system
Every fact on this page carries a source-tier badge: Tier A = verbatim from the issuer's published Conditions of Use PDF; Tier B = issuer's live website; Tier C = our editorial registry (used when T&C ingest is pending); Tier D = third-party source.
We don't rank cards, don't publish "best for X" superlatives, and don't make approval claims. Approval decisions sit with the issuer under CCCFA and the Responsible Lending Code. For one-on-one advice, contact a licensed Financial Advice Provider.
Last snapshot generated Invalid Date. T&C ingest cycle: monthly. Source-document freshness cap: 36 months.