ANZ · Visa
ANZ Business One Rewards Visa
Mechanical fact card. Every figure on this page is sourced from ANZ's published Conditions of Use document; the small green/blue/amber chip next to each value links to the source.
Ingested 21 May 2026. 36-month freshness cap enforced.
Annual fee
Not in T&C
Purchase APR
Not in T&C
Cash advance APR
Not in T&C
Interest-free days
Not in T&C
Fees & charges
| Annual fee | Not in T&C |
| Additional / supplementary card fee | Not in T&C |
| Foreign transaction fee | Not in T&C |
| Cash advance fee | Not in T&C |
| Cash advance fee % | Not in T&C |
| Late payment fee | Not in T&C |
| Over-limit fee | Not in T&C |
| Replacement card fee | Not in T&C |
| Statement copy fee | Not in T&C |
Interest mechanics
| Purchase interest rate (APR) | Not in T&C |
| Cash advance interest rate | Not in T&C |
| Balance transfer promo rate | Not in T&C |
| Balance transfer promo period | Not in T&C |
| Default / penalty rate | Not in T&C |
| Interest-free days | Not in T&C |
| Minimum repayment % | 3% A |
Rewards mechanics
Rewards mechanic A
Two reward options available: (1) Airpoints Dollars earned on eligible purchases credited monthly to Airpoints for Business Account; (2) CashBack Rewards at $1 per $90 spent on eligible purchases, credited annually to the card account.
Earn rate A
CashBack card: Spend $90 to earn $1 CashBack. Airpoints Dollars will be earned on eligible purchases at a rate specified and published by us on our website at anz.co.nz/bizairpoints.
Partner programs A
Air New Zealand Airpoints for Business Programme
Eligibility
| Minimum age | 18 A |
| Minimum annual income | Not in T&C |
| Residency / citizenship | Not in T&C |
| Employment status | Not in T&C |
| Credit limit range | Not in T&C |
Approval, credit limit, and pricing are determined by ANZ under CCCFA and the Responsible Lending Code. This page is informational only — not a pre-approval and not financial advice.
Your dispute and chargeback rights
External dispute resolution scheme A
banking_ombudsman
Closure & cooling-off
Closure rules A
To cancel the Business Card account, the instruction of only one Principal is necessary, plus the return to the Bank of all Card(s). Cancellation does not affect your liability for transactions initiated prior to cancellation. If either party ends this Agreement, you will still be responsible for any transactions made up to that time, and the outstanding balance of the Business Card account will immediately become due and payable.
Apply for the ANZ Business One Rewards Visa
You'll be taken to ANZ's own application page. Approval, credit limit, and pricing decisions sit with ANZ.
Continue to ANZ →Frequently asked questions
How do I dispute an unauthorised transaction on the ANZ Business One Rewards Visa?
Contact ANZ first, then escalate to the relevant external dispute resolution scheme (typically the Banking Ombudsman Scheme or FSCL). The Commerce Commission enforces CCCFA fair-dealing obligations.
How current is the information on this page?
Every figure on this page is sourced from ANZ's published Conditions of Use document. The T&C was ingested on 21 May 2026. We enforce a 36-month freshness cap; any fact older than that is excluded from rendering. Cross-check the issuer's current Conditions of Use before applying.
Is the ANZ Business One Rewards Visa "the best" credit card?
We don't rank credit cards on this site. Under FMA and CCCFA fair-dealing rules, "best for X" or "lowest rate guaranteed" claims require disclosed methodology that we don't publish. We list the facts; you compare what matters to your situation. If you need one-on-one advice, see a licensed Financial Advice Provider — we don't provide personalised advice.
Methodology & source-tier system
Every fact on this page carries a source-tier badge: Tier A = verbatim from the issuer's published Conditions of Use PDF; Tier B = issuer's live website; Tier C = our editorial registry (used when T&C ingest is pending); Tier D = third-party source.
We don't rank cards, don't publish "best for X" superlatives, and don't make approval claims. Approval decisions sit with the issuer under CCCFA and the Responsible Lending Code. For one-on-one advice, contact a licensed Financial Advice Provider.
Last snapshot generated Invalid Date. T&C ingest cycle: monthly. Source-document freshness cap: 36 months.