ANZ Airpoints Visa vs ASB Business Platinum Mastercard

Mechanical side-by-side. Every figure from each issuer's Conditions of Use; the chip beside each row's "lower / higher / tie" badge links to the source.

Snapshot generated Invalid Date · No rankings, no "best for X" claims.

ANZ · Visa

ANZ Airpoints Visa

Full review →

ASB Bank · Mastercard

ASB Business Platinum Mastercard

Full review →
AttributeANZ Airpoints VisaASB Business Platinum MastercardLower / better in snapshot
Annual fee———
Purchase APR———
Cash advance APR———
Balance transfer promo APR———
Balance transfer promo period———
Interest-free days———
Foreign transaction fee1.30% —anz-airpoints-visa
Late payment fee$6 —anz-airpoints-visa
Supplementary card fee———
Replacement card fee$5 —anz-airpoints-visa
Minimum repayment %—3% asb-business-platinum
Minimum annual income———

Rewards mechanics — side by side

ANZ Airpoints Visa

A

Cashback Offers via ANZ Loop in goMoney: merchant-funded cashback paid directly to card account for eligible transactions; Airpoints and CashBack rewards programmes apply to respective card types.

ASB Business Platinum Mastercard

No rewards mechanic in current T&C / not yet ingested.

Methodology

"Lower / better" highlighting is mechanical: a lower annual fee, purchase APR, cash-advance APR, FX fee, late fee, supplementary-card fee, replacement-card fee, minimum repayment %, or minimum income IS better; a longer balance-transfer promo period or more interest-free days IS better. Per-attribute only — we do not declare an "overall winner".

For one-on-one advice on which card suits your situation, contact a licensed Financial Advice Provider. This page is informational only — not financial advice.