New Zealand's Best Credit Cards
Expert reviews and comparisons of every major credit card in New Zealand. Find the perfect card for your spending habits and financial goals.
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Top Rated Credit Cards
Our highest-rated cards based on rates, fees, benefits, and overall value
- 9.95% purchase rate
- $0 annual fee
- No foreign transaction fees
- $1 cashback per $100 spent
- Canstar award winner
- Travel insurance included
ANZ Rewards Black Visa
Premium rewards card with no foreign fees and comprehensive travel benefits
- 1 reward point per $1
- No foreign transaction fees
- Comprehensive travel insurance
- 12.90% purchase rate
- $30 annual fee
- Simple and affordable
📉 Low Rate Credit Cards
Lowest interest rates in New Zealand for when you need to carry a balance
Lending Crowd Credit Card
Peer-to-peer lending credit card with exceptional rates and long promotional periods
💰 Cashback & Rewards Cards
Earn money back or points on every purchase you make
TSB Platinum Mastercard
Canstar 2025 Outstanding Value Credit Card winner
ANZ Rewards Black Visa
Premium rewards card with no foreign fees and comprehensive travel benefits
BNZ GlobalPlus Platinum Mastercard
Premium card with no foreign fees and enhanced GlobalPlus earning
✈️ Travel Credit Cards
Perfect for travelers with benefits like no foreign fees and travel insurance
ANZ Rewards Black Visa
Premium rewards card with no foreign fees and comprehensive travel benefits
BNZ GlobalPlus Platinum Mastercard
Premium card with no foreign fees and enhanced GlobalPlus earning
American Express Airpoints Platinum
New Zealand's fastest Airpoints earning card
Can't Find the Perfect Card?
Our experts can help you find the ideal credit card based on your specific needs and spending patterns.