Best Credit Cards in New Zealand

Our experts have analyzed and selected the top credit cards across different categories.

Best Rewards Cards

ANZ

Rewards Plus

  • 55 days interest free
  • Earn rewards points on purchases
  • Complimentary travel insurance

Interest Rate

20.95%

Annual Fee

$125

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Best Low Rate Cards

ASB

Low Rate Visa

  • Low interest rate
  • Up to 55 days interest free
  • No rewards program

Interest Rate

12.95%

Annual Fee

$40

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Best Balance Transfer Cards

Best Business Cards

BNZ

Business Rewards

  • Business expense tracking
  • Multiple cards for employees
  • Travel rewards

Interest Rate

19.95%

Annual Fee

$145

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