# Farmers Finance Card — T&C wording (pending ingest)

**Issuer:** Farmers Finance

This card's full verbatim T&Cs / Cardholder Agreement has not yet been ingested into the structured data layer. The T&C ingest pipeline at `scripts/ingest/ingest-card-tcs.mjs` is built but has not been run for this card.

In the meantime:

- The card's summary facts (annual fee, purchase rate, foreign-transaction fee, rewards mechanic) are available at https://creditcardcomparison.co.nz/api/card/farmers-card/facts.json with provenance `source_tier: "C"` (third-party / editorial registry).
- The card's editorial review is at https://creditcardcomparison.co.nz/cards/farmers-card-review/.
- For binding terms, consult the issuer's published T&C / Cardholder Agreement on the issuer's official website.

Once the T&C ingest runs, this endpoint will return the full verbatim T&C markdown with provenance fields per the cross-Pangaea data-freshness rule (36-month source-doc-date cap).

Generated: 2026-05-21.